# Week 11 Recap: Carol City Takes Down Ranked Central, Norland Snaps Its Skid --- url: https://miamigardens.com/miami-gardens-high-school-football-week-11-2026/ author: David published: 2026-11-01 modified: 2026-11-01 type: post categories: News --- > Carol City beat ranked Miami Central 27-10 for its fourth straight win since the playoff ban, and Norland ended a four-game losing streak by beating Mater Academy 21-14. Amendment 3 Florida 2026 Explained | Impact on Miami Gardens ** Election 2026 # Amendment 3 Explained: What Florida's Property Tax Proposal Means for Miami Gardens By MiamiGardens.com Editorial** • October 5, 2026 • Updated November 1, 2026 • 7 min read ![Single-family homes on a quiet residential street in Miami Gardens](/wp-content/uploads/2026/10/amendment-3-property-tax-miami-gardens.png) Amendment 3 would change how property taxes work for Miami Gardens homeowners and the city. Of everything on the November 3 ballot, Amendment 3 could have the most direct effect on Miami Gardens wallets and city services. It would cut property taxes for many homeowners, and it would also cut the revenue the city uses to pay for police, parks, and roads. Here is a plain-language, nonpartisan look at what it does and what it could mean here. Amendment 3 in brief**What it does:** Raises the homestead exemption for non-school property taxes from $50,000 to $150,000 in 2027 and $250,000 in 2028, with inflation adjustments after that. Lowers the yearly assessment cap on non-homestead property from 10% to 5%. **To pass:** at least 60% of voters must vote yes. ## What Amendment 3 would do ### A much bigger homestead exemption The exemption on a primary residence would rise from $50,000 to $150,000 starting January 1, 2027, and to $250,000 starting January 1, 2028. After that, it would be adjusted for inflation. The Legislature would also be required to set a schedule for eventually eliminating homestead property taxes. ### Schools are not affected The larger exemption would not apply to school district taxes, so school funding from property taxes would continue as it does now. ### A lower cap for non-homestead property For rental homes, second homes, and commercial property, the cap on yearly increases in assessed value would drop from 10% to 5%. ### A waiting period for new residents People who become Florida residents after January 1, 2027, would have to wait five years before qualifying for the larger exemption. ## What it could mean for Miami Gardens homeowners For homeowners with a homestead exemption, the savings could be significant. Here is a simple way to estimate the city portion alone: the City of Miami Gardens' most recent operating tax rate was 6.9363 mills, or about $6.94 per $1,000 of taxable value. Every additional $100,000 of exemption would reduce the city portion of a homeowner's bill by roughly $694 a year at that rate. Homeowners would also save on the county and other non-school portions of their bill. Actual savings depend on your home's assessed value and future tax rates. Your property tax bill shows how your current taxes break down by taxing authority. ## What it could mean for renters and businesses Renters would not get the homestead exemption. The lower 5% cap on non-homestead property could slow how fast assessed values rise for landlords and businesses, which supporters say could help keep costs more predictable. Critics argue local governments may instead look to raise more revenue from non-homestead property and fees. The question for voters: how much is the tax cut worth to you, and what are you willing to trade for it? ## What it could mean for the city budget The City of Miami Gardens estimates it could lose about $9.7 million in the first year if Amendment 3 passes. The city says the change would significantly reduce the largest revenue source for local governments, and that past proposals to close similar gaps have relied on budget cuts, higher user fees, or sales tax increases. On its property tax reform page, the city lists special events, social services, parks, and road maintenance among the areas that could be affected by the lost revenue. The city also notes that if a local option sales tax were used to make up the difference, the sales tax in Miami-Dade County would reach 11%. These are the city's own estimates and projections, and the city is directly affected by the outcome. At the county level, Miami-Dade's budget office has estimated the measure would reduce county property tax revenue by roughly 20%, or about $700 million a year once fully in place in 2029. Statewide, analysts estimate losses for counties, cities, and special districts could approach $12 billion a year. ## The case for and against ### What supporters say Supporters, including Gov. Ron DeSantis, the Republican Party of Florida, and Florida Realtors, argue Amendment 3 would deliver major tax relief to homeowners, help families stay in their homes as values rise, and make costs more predictable for property owners, tenants, and businesses. ### What opponents say Opponents, including many city and county governments, the Florida Policy Institute, and groups representing sheriffs and firefighters, argue the lost revenue would force cuts to services like police, fire rescue, parks, and roads, or shift costs to renters, businesses, and higher fees. S&P Global Ratings has also warned it could put financial pressure on some local governments. ## Before you vote Read the full ballot language on your sample ballot, look at your own tax bill to see how much of it is non-school and homestead-related, and decide what matters most to you. Amendment 3 needs 60% approval to pass. More election coverageSee our [Miami Gardens voter guide](/miami-gardens-voter-guide-november-3-2026/) for the Seat 4 runoff, the School Board runoff, and every key date. Early voting runs October 19 through November 1. ## Frequently asked questions ### What is Amendment 3 on the 2026 Florida ballot? Amendment 3 would raise the homestead exemption for non-school property taxes from $50,000 to $150,000 in 2027 and $250,000 in 2028, adjust it for inflation afterward, and lower the annual assessment cap on non-homestead property from 10% to 5%. It needs 60% of the vote to pass. ### How much would Miami Gardens lose if Amendment 3 passes? The City of Miami Gardens estimates a potential loss of about $9.7 million in the first year. ### Does Amendment 3 affect school property taxes? No. The larger homestead exemption would not apply to school district property taxes. ### How much could a Miami Gardens homeowner save under Amendment 3? At the city’s most recent operating rate of 6.9363 mills, every additional $100,000 of homestead exemption would lower the city portion of a homeowner’s bill by about $694 a year. Homeowners would also save on county and other non-school taxes. Actual savings depend on assessed value and future tax rates. ### Does Amendment 3 help renters? Renters do not receive the homestead exemption. The amendment would lower the annual assessment cap on non-homestead property, including rentals, from 10% to 5%, which supporters say could make costs more predictable. MiamiGardens.com does not endorse candidates or ballot measures. This explainer is based on the amendment text, City of Miami Gardens and Miami-Dade County estimates, and news reports as of October 5, 2026. Savings examples are estimates for illustration only. Read the official ballot language before voting. Published: October 5, 2026. Updated: November 1, 2026. 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